Apple has launched Tap to Pay on iPhone in Australia, allowing independent sellers, small merchants and large retailers in the region to use the iPhone as a payment terminal.
Available in iOS 15.4 and later (iPhone XS or later), Tap to Pay on iPhone allows merchants to accept Apple Pay and other contactless payments using their iPhone and iOS apps that support partner merchants. Through this service, users with supported iPhone devices can securely accept contactless payments and NFC-enabled Apple Pay credentials. With Tap to Pay on iPhone, merchants can accept contactless payments without the use of additional hardware.
Tap to Pay on iPhone uses NFC technology to securely authenticate contactless payments, and the feature also supports PIN entry, which includes a secondary feature option.